Payday reminds us that it was worth it – waking up early, dealing with clients, rushing to meet deadlines, getting stuck in rush hour traffic. It has us wanting to celebrate our hard work with an extravagant night out or escape the stress with a relaxing getaway.
There’s nothing wrong with the occasional splurge and enjoying an indulgence that costs more than we’re used to, but when it happens too often – it can be harmful for our financial health. Especially during a global pandemic, financial planning has become crucial to our wellbeing. It requires us to be more mindful of our spending to support our financial goals.
Like we’ve mentioned before, self-care doesn’t only mean adding expensive cosmetics to your cart or booking a massage at a 5-star hotel – you can get the same satisfaction from simpler things like cooking with your partner or going for a hike with your friends. There are many ways to treat yourself after a long month of work, here are a few that won’t bust your budget:
Instead of buying new clothes, put on an episode of Tidying Up With Marie Kondo and get inspired to clean out your closet. Find joy in decluttering the rest of your home – donating or recycling the items you’ve chosen to part with it. You’ll feel satisfied and fulfilled, and have a serene space to unwind in.
With the amount of beautiful islands we have in Malaysia, it is tempting to take a trip out to paradise – but with the rising cases of coronavirus (and this unpleasant weather), it might be better to put plane rides on pause and dedicate a day to unplug and go outdoors. Catch some rays down by the pool or go hiking with your friends, you can get in touch with nature closer to home.
Working out is an important part of self-care, but there are more affordable alternatives if you’re worried about breaking the bank. Get your heart rate up by going for a run around the neighbourhood or following one of the many free workout videos available online. Dancing in your bedroom also counts!
We always want to spoil our loved ones, but it’s the most simple moments that often become priceless memories. Switch it up by cooking your partner a romantic meal or having them join you in the kitchen as a sous-chef. If you want a change of scenery, pack a lunch basket and head out for a picnic where you two can get some fresh air together.
Learn more about financial wellness here.